A Cyber-Security Breach can destroy your life!
We need to monitor our credit very closely because you may have an inquiry on your credit report and may not have applied or requested to review your personal file.
Thieves can also do a “Soft pull” or “Soft inquiry” just to check the status of your credit before they begin the damage.
This is how they create what’s called “Synthetic ID Theft”
This occurs when the thief uses one true piece of your identity, and then combines it with fake information, i.e. a different date of birth, social security number, address, etc.
With the constant change of technology, it is becoming more important to stay on top of protecting your good name.
Synthetic Identity Fraud now accounts for approximately 85% of all identity fraud in the United States, costing an estimated $2 billion per year, according to investigators. For more on Synthetic ID Theft check out our article here
The Equifax Cyber-Security Breach
What to do if you’re one of the 44% of Americans hit by the Equifax breach
On September 7, 2017, The USA Today reported that Equifax Announces Cyber-security Incident Involving Consumer Information here is a clip from there website:
September 7, 2017 — Equifax Inc. (NYSE: EFX) today announced a cyber-security incident potentially impacting approximately 143 million U.S. consumers…. The information accessed primarily includes names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. In addition, credit card numbers for approximately 209,000 U.S. consumers, and certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers, were accessed. Check out the video from Equifax CEO here https://youtu.be/bh1gzJFVFLc
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It has also created a dedicated website for consumers to see if they were affected at www.equifaxsecurity2017.com. They can also call the Equifax call center at 866-447-7559.
July of 2017 HBO suffered a major hack and compromise of its cyber-security. Here is a statement from HBO….
“HBO recently experienced a cyber incident, which resulted in the compromise of proprietary information. We immediately began investigating the incident and are working with law enforcement and outside cyber-security firms. Data protection is a top priority at HBO, and we take seriously our responsibility to protect the data we hold.“
According to the website http://wikiofthrones.com/10456/hbo-hacked-game-thrones-data-leaked-online/
HBO has experienced a cyber attack and it turns out that data related to its shows has been leaked online and it even includes the hit TV series Game of Thrones!
Another news outlet, Entertainment Weekly states “Hackers claimed to have obtained 1.5 terabytes of data from the company. So far, an upcoming episode of Ballers and Room 104 have apparently been put online. There is also written material that’s allegedly from next week’s fourth episode of Game of Thrones. More is promised to be “coming soon.”
The Netflix Cyber-Security Breach
Hacker Leaks Episodes From Netflix Show and Threatens Other Networks
According to an article published by the New York Times April 29, 2017, “Hacker Leaks Episodes from Netflix Show and Threatens Other Networks.
A hacker who claims to have stolen unreleased television shows from several major networks shared the coming season of the Netflix series “Orange Is the New Black” after the person said the streaming service failed to meet its ransom requests.
Those threats have increased with the advent of ransomware, malicious software that encrypts victims’ data and prevents them from accessing it until they pay a ransom, often hundreds or thousands of dollars’ worth of Bitcoin, a cryptocurrency.
In addition to Netflix the hacker threatened to release content from other studios if its demands were not met. ABC, Fox and IFC declined to comment, and a message to National Geographic was not immediately returned.
The alias thedarkoverlord has popped up in other recent attacks, including one last January on a small charity in Muncie, Ind., the Little Red Door Cancer Services of East Central Indiana. In that case, the hackers wiped the organization’s servers and backup servers, and demanded 50 bitcoins — valued at $43,000 — to restore the data. The organization did not pay.
Last summer, the same hacker claimed to have breached at least three health care companies in the United States and a health insurer.
The Hacker also attempted to sell their stolen data on the dark web, on a website called TheRealDeal, for $96,000 to $490,000.
The Yahoo Cyber-Security Breach
Russian Agents Were Behind Yahoo Hack, U.S. Says
The New York Times Reported on March 15, 2017 The Justice Department charged two Russian intelligence officers on Wednesday with directing a sweeping criminal conspiracy that stole data on 500 million Yahoo accounts in 2014, deepening the rift between American and Russian authorities on cyber-security.
The 4 Areas to watch
First of all, how do we protect ourselves and our families’ information when these events occur? As you can see they are not only targeting TV shows they are targeting Movies Networks, Health Care Information, Credit Information, insurance information, etc.
- BE EXTRA CAREFUL ABOUT EMAILS AND LINKS
You should avoid clicking on links or downloading attachments from suspicious emails that claim to come from a official source. The email may look similar but maybe different from a previous communication. Most Credit Reporting Agencies which request your personal information do not send random emails to your inbox so BE AWARE!
- CHECK YOUR CREDIT CARD AND OTHER ACCOUNTS
Review your online accounts for suspicious activity. That includes banks, credit card companies and hotel and airline loyalty programs you may have. You may want to change your online banking information just to be on the safe side.
- CHANGE PASSWORDS
If you use the same password all the time on different accounts then Change it! Best to be safe than sorry. ID Theft restoration can cost you a small fortune.
- ENABLE TWO-FACTOR AUTHENTICATION
Start your adoption of two-factor or two-step authentication by turning it on for your email. All the large email providers including Gmail, Yahoo and Outlook offer this.
If there’s one online account that’s worth protecting above all others, it’s your email. That’s not just because it contains your private conversations, but because it serves as a gateway to your other accounts.
What Is Two-Factor Authentication (2FA)? Two-factor authentication (2FA) is an additional layer of protection beyond your password.
Therefore, We suggest you focus on these four areas first to protect your information from a Cyber-Security Breach.
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